Senior Commercial Underwriter Job at TalentSource360, Alexandria, VA

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  • TalentSource360
  • Alexandria, VA

Job Description

Position: Senior Commercial Underwriter
Locations: Bethesda, MD or Alexandria, VA (On-site)
Type: Full-Time, Exempt
Salary Range:

  • Bethesda: $75,000–$100,000

  • Preston: $65,000–$85,000

Role Overview

Our client is seeking a Senior Commercial Underwriter to perform in-depth credit and risk analyses for both Commercial & Industrial (C&I) and Commercial Real Estate (CRE) loan requests. You will assess financial strength, market data, and collateral to guide lending decisions and support broader credit-risk initiatives.

Key Responsibilities

  • Deliver comprehensive credit analyses and clear risk recommendations for C&I and CRE transactions

  • Model historical property performance and stress-test cash flows for construction and stabilized assets

  • Use financial-spreading software to evaluate borrower cash flows, debt-coverage ratios, and repayment sources

  • Research market trends and property data via tools like CoStar and Vertical IQ; review third-party appraisals

  • Analyze all levels of financial statements, including complex personal statements and guarantor tax returns

  • Assign risk ratings per policy, monitor covenant compliance, and prepare loan-committee presentations

  • Conduct annual portfolio reviews and participate in client meetings as needed

  • Mentor and train junior underwriters on best practices and credit methodologies

Qualifications

  • Bachelor’s degree in Finance, Accounting, or equivalent experience

  • 5+ years of commercial underwriting or credit-analysis experience, with formal credit training preferred

  • Deep expertise in financial-statement analysis, underwriting methodologies, and regulatory requirements

  • Strong proficiency in Microsoft Office and financial-spreading software

  • Excellent verbal and written communication skills and an eye for detail

  • Ability to manage multiple deadlines under pressure and work independently

What’s Offered

  • Competitive salary + comprehensive benefits (health, dental, vision, life, disability)

  • Generous PTO, paid holidays, and parental leave

  • 401(k) with company match

  • On-site collaboration in a stable, growth-focused banking environment

If you’re a seasoned underwriter ready to influence lending decisions and mentor others, we’d love to hear from you. Please submit your resume for consideration.

Job Tags

Holiday work, Full time,

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