Job Description

About this role:

Wells Fargo is seeking a Senior Lead Securities Based Lending Wealth Underwriter in Wealth and Investment Management. Learn more about our career areas and lines of business at wellsfargojobs.com .

In this role, you will:

• Act as an advisor to senior leadership to develop or influence objectives, resources, and long-term goals for highly complex issues across Wealth Underwriting
• Make decisions on highly complex and multi-faceted credit risk management to ensure satisfactory credit portfolio risk examinations requiring strong understanding of Wealth Underwriting functional area policies, procedures, regulations, and compliance requirements
• Lead the strategy and resolution of highly complex and unique challenges related to portfolio issues and borrower credit worthiness evaluations requiring in-depth evaluation across multiple areas, delivering solutions that are long-term, large-scale, and require vision, creativity, innovation, advanced analytical and inductive thinking, and coordination of highly complex activities and guidance to others
• Provide vision, direction, and expertise to senior leadership within the Wealth Underwriting functional area on implementing innovative and significant business solutions that are large-scale, cross-functional, or companywide
• Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor within Wealth Underwriting functional area to leadership on loans, portfolio segments, or projects
• Partner with Custom Credit Banker and Financial Advisor to provide guidance on due diligence, credit, and loan document negotiations with clients

Required Qualifications:

• 7+ years of Wealth Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• US Only: Successfully completed Financial Industry Regulatory Authority (FINRA) Series 7 (or FINRA recognized equivalents) sufficient to qualify for immediate FINRA registration
• Experience in credit assessment: Analyzing the creditworthiness of borrowers and assessing their ability to repay the loan.
• Skilled in collateral evaluation: Evaluating the value and appropriateness of the securities used as collateral for the loan.
• Knowledgeable in transaction evaluation: Assessing the risks and suitability of the overall lending transaction.
• Experience in documentation and analysis: Document findings, analyzing loan files, and identifying potential exceptions.
• Skilled in risk mitigation: Reconciling findings with guidelines and identifying compensating factors.
• Knowledgeable in compliance: Adhering to internal policies, regulatory requirements, and data security standards. 

Job Expectations:

• This position is not eligible for Visa sponsorship.

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$111,100.00 - $237,100.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit  Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:

18 Jun 2025

* Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit  Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Job Tags

Full time, Work experience placement, Immediate start,

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